Terms of Service

These Terms of Service, together with any documents, policies, notices, and additional terms expressly incorporated by reference, including any applicable product-specific, token-specific, tool-specific, transaction-specific, or jurisdiction-specific terms (collectively, these “Terms”), are entered into by and between Crescite Innovation Corporation (“Crescite,” “Company,” “we,” “us,” or “our”) and you, or the company or other legal entity you represent (“you” or “your”). These Terms govern your access to and use of the Catholic Token website, catholictoken.com, and any related websites, mobile applications, web applications, account portals, wallet-connection tools, dashboards, APIs, technical interfaces, smart-contract interaction tools, communications, content, and services that Crescite owns, operates, makes available, or links to these Terms (collectively, the “Site and Services”).

Please read these Terms carefully. If you have any questions, contact us at legal@cresciteinnovation.com.

Important Scope of These Terms

These Terms govern your access to and use of the Site and Services, including any software, website hosting, dashboards, APIs, wallet-connection functionality, technical interfaces, informational content, and tools that Crescite may make available.

Unless expressly stated in separate written terms, offering documents, subscription documents, transaction documents, token-specific terms, smart-contract disclosures, or other binding documents, these Terms do not govern the issuance, sale, purchase, redemption, swap, bridge, transfer, staking, reward, trading, custody, brokerage, exchange, investment, tax, accounting, or other economic terms of any digital asset, token, financial product, or financial service. Any such activity may be subject to separate terms, risk disclosures, eligibility requirements, account agreements, wallet terms, exchange terms, protocol terms, or applicable third-party terms.

The Site and Services may provide access to information, interfaces, tools, or other functionality relating to Catholic Token or other digital asset features. Information displayed through the Site and Services is for informational purposes only unless expressly stated otherwise. Nothing on the Site and Services constitutes an offer to sell, a solicitation of an offer to buy, investment advice, legal advice, tax advice, accounting advice, a recommendation, or a guarantee of any result.

Notice Regarding Blockchain and Token Tools

As part of the Site and Services, Crescite may make available certain self-service tools, wallet-connection features, token-related interfaces, smart-contract interaction tools, APIs, dashboards, claim tools, conversion tools, bridging tools, payment tools, messaging tools, or other software-based functionality (each, a “Tool”). Each Tool may be subject to additional terms that are specific to that Tool. By using a Tool, you agree to any additional terms, eligibility requirements, and disclosures that apply to that Tool.

Crescite provides access to Tools for convenience and informational or technical purposes only. You are solely responsible for your use of, and interactions with, any Tool, wallet, blockchain network, smart contract, digital asset, third-party protocol, or third-party service. You are solely responsible for reviewing and complying with all applicable eligibility requirements, laws, rules, regulations, tax obligations, and third-party terms. If you use or otherwise interact with a Tool, you do so at your own risk.

You acknowledge and agree that, unless expressly stated in separate written terms, Crescite does not provide execution, settlement, clearing, brokerage, exchange, custody, investment advisory, fiduciary, banking, trust, tax, accounting, legal, or asset issuance services. Crescite is not responsible for the execution, settlement, confirmation, reversal, clearing, failure, delay, or cost of transactions that occur on or through any blockchain network, third-party service, wallet, smart contract, exchange, protocol, or other external system.

Acceptance of These Terms

By clicking “I agree” or similar language, acknowledging these Terms by other means, connecting a wallet, creating an account, accessing the Site and Services, or otherwise using the Site and Services, you accept and agree to be bound by these Terms, including the mandatory arbitration provision and class action and jury trial waiver in Section 14. You also acknowledge that you have read and understood our Privacy Policy.

If you do not agree to these Terms, you must not access or use the Site and Services. Please carefully review the risk disclosures and disclaimers in Section 10, Section 11, and elsewhere in these Terms before accessing or using any software, tool, service, content, or other feature made available by Crescite.

PLEASE READ THESE TERMS CAREFULLY. THESE TERMS CONTAIN A MANDATORY INDIVIDUAL ARBITRATION PROVISION AND CLASS ACTION/JURY TRIAL WAIVER IN SECTION 14. UNLESS YOU OPT OUT AS PROVIDED IN SECTION 14, YOU AND CRESCITE AGREE TO RESOLVE CERTAIN DISPUTES THROUGH FINAL AND BINDING ARBITRATION ON AN INDIVIDUAL BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU WAIVE YOUR RIGHT TO SEEK RELIEF IN A COURT OF LAW, TO HAVE A JURY TRIAL, AND TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, PRIVATE ATTORNEY GENERAL, OR REPRESENTATIVE ACTION OR PROCEEDING.

PART I: General Terms 1. Modifications to These Terms

We reserve the right, in our sole discretion, to modify these Terms from time to time. If we make changes, we may provide notice by updating the “Last Updated” date above, posting an updated version on the Site and Services, sending an email, providing notice through the Site and Services, or using other reasonable means. Unless we state otherwise, modifications are effective when posted or otherwise made available. Your continued access to or use of the Site and Services after changes become effective confirms your acceptance of the revised Terms. If you do not agree to revised Terms, you must stop accessing and using the Site and Services.

2. Use of the Site and Services 2.1 The Site and Services

For purposes of these Terms, the “Site and Services” include: (a) access to the Catholic Token website and any related websites, applications, portals, dashboards, or pages operated by Crescite; (b) informational content, software-based tools, dashboards, APIs, wallet-connection functionality, smart-contract interaction tools, technical interfaces, communications, and support features made available by Crescite; and (c) any Tools, features, or services that link to or reference these Terms.

The Site and Services are limited to website and application hosting, software functionality, informational content, technical infrastructure, and related user interfaces, unless expressly stated otherwise in separate written terms. Certain features may enable users to transmit instructions, messages, signatures, confirmations, or requests to wallets, third-party services, third-party protocols, token issuers, smart contracts, or blockchain networks. Crescite provides such features as a technical interface and does not guarantee eligibility, pricing, timing, availability, completion, execution, settlement, clearing, confirmation, or outcome of any transaction or interaction.

2.2 Conditions of Use

As a condition to accessing or using the Site and Services, you represent and warrant that:

2.2.1 if you are entering into these Terms as an individual, you are of legal age in the jurisdiction where you reside, have the legal capacity to enter into these Terms, and are legally permitted to use the Site and Services;

2.2.2 if you are entering into these Terms on behalf of a company or other legal entity, you have authority to bind that entity, and “you” and “your” refer to that entity;

2.2.3 you are not located in, organized under the laws of, ordinarily resident in, or acting on behalf of any jurisdiction, country, territory, person, or entity subject to comprehensive sanctions, embargoes, or restrictions under applicable law, or any jurisdiction where use of the Site and Services is prohibited by applicable law or by Crescite;

2.2.4 you are not listed on, owned by, controlled by, or acting on behalf of any person or entity listed on any sanctions, restricted party, denied persons, blocked persons, or similar list maintained by any applicable governmental, regulatory, or law-enforcement authority;

2.2.5 you will not use VPN software, proxy services, privacy tools, anonymization tools, location-spoofing technology, or any other technique to circumvent or attempt to circumvent geographic, compliance, eligibility, sanctions, or access restrictions;

2.2.6 your access to and use of the Site and Services is not prohibited by, and will not violate, any domestic or foreign law, rule, statute, regulation, ordinance, order, judgment, directive, requirement, guideline, or other legal obligation applicable to you, Crescite, the Site and Services, or any transaction, activity, or interaction you undertake; and

2.2.7 you will not access or use any Tool, application, interface, or functionality unless you satisfy, and will continue to satisfy, all eligibility criteria, documentation requirements, onboarding requirements, compliance requirements, technical requirements, wallet requirements, and other conditions applicable to that Tool, application, interface, or functionality.

2.3 Acknowledgements

As a condition to accessing or using the Site and Services, you acknowledge, understand, and agree that:

2.3.1 the Site and Services may be unavailable, inaccessible, delayed, interrupted, or inoperable for any reason, including equipment malfunctions, periodic maintenance, repairs, service updates, causes beyond Crescite’s control, disruptions in blockchain infrastructure, failures of third-party services, wallet issues, network congestion, cyberattacks, compliance reviews, or other causes;

2.3.2 Crescite may disable, restrict, suspend, or modify access to the Site and Services at any time, including if Crescite believes you may have breached these Terms, violated applicable law, failed to satisfy eligibility requirements, created risk, provided inaccurate information, or engaged in suspicious, fraudulent, abusive, or harmful activity;

2.3.3 the Site and Services may change over time, and Crescite may add, modify, suspend, discontinue, replace, or remove features, functionality, content, Tools, integrations, or services at any time in its sole discretion;

2.3.4 information displayed on or through the Site and Services, including pricing, yields, rates, balances, valuations, rewards, projections, analytics, market data, transaction data, or other financial or blockchain-related information, may be provided by Crescite or by third parties and is provided for informational purposes only unless expressly stated otherwise;

2.3.5 no information on or through the Site and Services constitutes an offer, solicitation, recommendation, endorsement, guarantee, or advice by Crescite to enter into any transaction, purchase or sell any asset, use any protocol, use any wallet, or take or refrain from taking any action;

2.3.6 Crescite does not act as your agent, broker, dealer, investment adviser, custodian, fiduciary, exchange, transfer agent, tax adviser, legal adviser, or representative unless expressly stated in a separate written agreement signed by Crescite;

2.3.7 you are solely responsible for your use of the Site and Services, for the custody and control of your digital assets, wallets, private keys, seed phrases, passwords, credentials, and devices, and for all decisions relating to digital assets, blockchain transactions, and third-party services;

2.3.8 to the fullest extent permitted by applicable law, Crescite owes no fiduciary duties to you or any other person, and you irrevocably disclaim, waive, and eliminate any fiduciary duties or liabilities that may otherwise exist at law or in equity, except to the extent such waiver is prohibited by law;

2.3.9 you are solely responsible for determining, reporting, withholding, collecting, and paying any taxes, duties, assessments, or other governmental charges associated with your use of the Site and Services, digital assets, wallets, blockchain transactions, or related activities; and

2.3.10 Crescite has no control over, and is not responsible for, the delivery, quality, safety, legality, value, suitability, availability, smart-contract operation, settlement, execution, redemption, transferability, liquidity, or any other aspect of any digital asset, token, wallet, protocol, third-party service, or third-party product.

2.4 Covenants

As a condition to accessing or using the Site and Services, you covenant that:

2.4.1 you will use only legally obtained digital assets, funds, wallets, and credentials that are owned by you or that you are validly authorized to use;

2.4.2 you will comply with all applicable laws in connection with your use of the Site and Services, including securities laws, commodities laws, money transmission laws, anti-money laundering laws, counter-terrorist financing laws, sanctions laws, tax laws, privacy laws, consumer protection laws, and technology laws, to the extent applicable;

2.4.3 you will not use the Site and Services if applicable law or Crescite’s eligibility criteria prohibit you from doing so;

2.4.4 all information you provide to Crescite or through the Site and Services will be current, complete, accurate, and not misleading;

2.4.5 you will promptly update any information that becomes inaccurate, incomplete, or outdated;

2.4.6 you will maintain the security and confidentiality of your wallets, private keys, seed phrases, passwords, API keys, devices, account credentials, and related information; and

2.4.7 you will be responsible for all activity that occurs through your account, wallet, device, credentials, or blockchain address, whether or not authorized by you.

3. Fees and Blockchain Costs

In connection with your use of the Site and Services, you may be required to pay fees, gas charges, validator fees, network fees, protocol fees, wallet fees, exchange fees, payment-processing fees, compliance fees, transaction costs, or other charges. Any fee estimates displayed through the Site and Services are provided for informational purposes only and may differ from actual fees incurred.

Crescite may charge fees for certain features, products, tools, or services where disclosed. Fees charged by third parties, blockchain networks, wallets, protocols, exchanges, payment processors, or other providers are governed by the applicable third party’s terms and are your sole responsibility. Blockchain fees and third-party fees may be non-refundable, may change at any time, and may apply even if a transaction fails, is delayed, or is not completed.

4. No Professional Advice or Fiduciary Duties

Unless expressly stated otherwise in separate written terms, all information provided in connection with the Site and Services is for informational purposes only and should not be construed as professional advice. You should not take, or refrain from taking, any action based on information displayed on or through the Site and Services, including blog posts, articles, educational materials, links, third-party content, tutorials, videos, analytics, dashboards, social media posts, market data, or token-related information, without first conducting your own independent review and consulting qualified professional advisers.

Before making any financial, investment, legal, tax, accounting, technical, or other decision involving the Site and Services, digital assets, wallets, tokens, blockchain networks, or third-party services, you should seek independent advice from licensed and qualified professionals. These Terms are not intended to, and do not, create or impose any fiduciary duties on Crescite. The only duties and obligations Crescite owes to you are those expressly set forth in these Terms or in another written agreement signed by Crescite.

5. Prohibited Activity

You may not use the Site and Services to engage in any prohibited activity. The activities listed below are representative and not exhaustive. If you are uncertain whether your use involves prohibited activity, contact us at legal@cresciteinnovation.com before using the Site and Services.

By accessing or using the Site and Services, you agree that you will not:

5.1 violate any applicable law, including any applicable anti-money laundering, counter-terrorist financing, sanctions, securities, commodities, tax, consumer protection, data protection, intellectual property, or technology law;

5.2 engage in transactions or activities involving counterfeit, stolen, fraudulent, infringing, unauthorized, or unlawful goods, services, content, assets, intellectual property, or rights;

5.3 use Crescite’s name, logo, trademarks, service marks, branding, content, or intellectual property without prior written consent, or in a manner that implies false endorsement, affiliation, sponsorship, or approval;

5.4 use the Site and Services in any manner that could interfere with, disrupt, negatively affect, damage, disable, overburden, impair, or compromise the Site and Services, Crescite systems, other users, third-party services, wallets, smart contracts, blockchain networks, or security controls;

5.5 circumvent, bypass, disable, or attempt to circumvent, bypass, or disable any access control, content filter, compliance control, sanctions screening, geographic restriction, wallet restriction, security measure, rate limit, or eligibility requirement;

5.6 use robots, spiders, crawlers, scrapers, automated scripts, data-mining tools, unauthorized APIs, or other automated means to access, monitor, copy, extract, or index the Site and Services or related data, except as expressly permitted by Crescite in writing;

5.7 introduce malware, viruses, Trojan horses, worms, logic bombs, backdoors, shutdown mechanisms, corrupted files, malicious code, or other harmful material into the Site and Services, Crescite systems, third-party systems, wallets, smart contracts, or blockchain networks;

5.8 provide false, inaccurate, incomplete, outdated, or misleading information, or engage in any activity that defrauds, misleads, deceives, manipulates, or harms Crescite, users, third parties, protocols, networks, or markets;

5.9 use the Site and Services to transmit, receive, exchange, conceal, or facilitate digital assets, funds, or value that are the direct or indirect proceeds of criminal, fraudulent, terrorist, sanctioned, or unlawful activity, including tax evasion;

5.10 use the Site and Services in a manner that is libelous, defamatory, obscene, pornographic, sexually explicit, harassing, stalking, hateful, threatening, abusive, discriminatory, bigoted, violent, exploitative, deceptive, manipulative, or otherwise objectionable;

5.11 access or use the Site and Services from any jurisdiction where such access or use is prohibited by applicable law or by Crescite;

5.12 harass, abuse, threaten, harm, impersonate, or misrepresent your identity or affiliation with any person or entity, including Crescite personnel, users, service providers, partners, or third parties;

5.13 exploit bugs, vulnerabilities, smart-contract errors, oracle failures, pricing errors, display errors, system errors, or other technical issues in a manner that is abusive, manipulative, harmful, or contrary to the intended operation of the Site and Services;

5.14 attempt to gain unauthorized access to accounts, wallets, credentials, systems, networks, private keys, seed phrases, APIs, smart contracts, servers, or data; or

5.15 encourage, induce, assist, or enable any person to engage in any activity prohibited by these Terms.

6. Content

You may submit, upload, post, transmit, or otherwise make available content, feedback, comments, questions, suggestions, communications, data, files, or other materials through the Site and Services or to Crescite (“Your Content”). You retain any rights you may have in Your Content, subject to the license granted in these Terms.

You grant Crescite a royalty-free, fully paid-up, sublicensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, copy, modify, adapt, translate, create derivative works of, display, perform, publish, distribute, store, transmit, and otherwise exploit Your Content in any form, medium, or manner for purposes of operating, providing, improving, securing, promoting, and developing the Site and Services and Crescite’s business, and as otherwise permitted by law.

You represent and warrant that: (a) you own Your Content or have all rights necessary to grant the license in these Terms; (b) Your Content is accurate, lawful, and not misleading; and (c) Your Content and Crescite’s use of Your Content do not and will not violate, misappropriate, or infringe any third-party rights or applicable law.

7. Proprietary Rights

Crescite, Catholic Token, catholictoken.com, and all related names, logos, trademarks, service marks, trade dress, graphics, icons, designs, content, software, code, interfaces, databases, dashboards, text, images, videos, audio, documentation, and other materials made available through the Site and Services are owned by Crescite, its affiliates, its licensors, or other applicable rights holders and are protected by intellectual property and other laws.

You may not copy, imitate, modify, display, distribute, sell, lease, sublicense, reverse engineer, decompile, disassemble, create derivative works from, or otherwise use any portion of the Site and Services, except as expressly permitted by these Terms or by Crescite in writing. These Terms do not grant you any ownership interest in the Site and Services, Crescite intellectual property, Catholic Token branding, or any related materials. You may not remove, obscure, or alter any legal, copyright, trademark, or proprietary notices displayed in or with the Site and Services.

8. Third-Party Services

The Site and Services may enable you to access, view, connect to, link to, download, interact with, or otherwise use websites, applications, wallets, exchanges, payment processors, identity verification services, analytics services, protocols, networks, smart contracts, infrastructure providers, content, tools, or resources provided by third parties (“Third-Party Services”). Certain functionality may require you to register for, connect to, install, or use Third-Party Services.

You acknowledge and agree that Third-Party Services are not owned or controlled by Crescite. Crescite does not endorse, control, guarantee, or assume responsibility for Third-Party Services, including their content, products, services, security, availability, accuracy, legality, fees, performance, terms, privacy practices, or results. Your access to and use of Third-Party Services is solely between you and the applicable third party and is subject to that third party’s terms, policies, and requirements.

If you access or use a Third-Party Service, you do so at your own risk. Crescite is not responsible or liable, directly or indirectly, for any loss, damage, cost, claim, failure, delay, security incident, unauthorized access, asset loss, transaction failure, or other harm caused or alleged to be caused by or in connection with your access to, use of, or reliance on any Third-Party Service.

9. Modification, Suspension, and Termination

Crescite may, at its sole discretion, with or without notice, modify, suspend, restrict, disable, or terminate the Site and Services, in whole or in part, for any reason. Crescite may also suspend, restrict, or terminate your access to the Site and Services if Crescite believes you have violated these Terms, violated applicable law, failed to satisfy eligibility requirements, created risk, engaged in suspicious or harmful activity, or otherwise used the Site and Services in a manner Crescite deems inappropriate.

Upon termination of your access, your right to use the Site and Services will immediately cease. Crescite will not be liable for any loss, damage, cost, or consequence arising from any modification, suspension, restriction, disabling, or termination of the Site and Services or your access to the Site and Services.

Any provision of these Terms that by its nature should survive termination will survive, including Sections 3 through 15 and any other provisions relating to ownership, disclaimers, limitations of liability, indemnification, dispute resolution, arbitration, governing law, and general terms.

10. Assumption of Risks

10.1 By accessing or using the Site and Services, connecting a wallet, interacting with a Tool, or engaging in any blockchain-related activity, you represent and warrant that you understand the inherent risks associated with cryptographic systems, blockchain networks, smart contracts, digital assets, wallets, private keys, seed phrases, public/private key cryptography, and token-related functionality.

10.2 Blockchain networks and related software are often open-source, decentralized, experimental, and outside Crescite’s control. Crescite does not own or control the underlying software, validators, miners, sequencers, node operators, smart contracts, wallets, protocols, networks, bridges, or third-party systems that may be used in connection with the Site and Services. Crescite does not guarantee their functionality, security, availability, reliability, legality, or continued operation.

10.3 You alone are responsible for securing your private keys, seed phrases, wallets, devices, credentials, and account access. Crescite does not have access to your private keys or seed phrases and cannot retrieve or restore them. Loss of private keys, seed phrases, passwords, devices, or wallet access may permanently and irreversibly result in loss of access to digital assets.

10.4 Transactions on blockchain networks may be irreversible. Crescite cannot reverse, cancel, recover, refund, or modify blockchain transactions once initiated, submitted, confirmed, or recorded. You are solely responsible for verifying transaction details, wallet addresses, network selections, amounts, fees, approvals, smart-contract permissions, and other information before submitting any transaction.

10.5 The Site and Services, digital assets, Catholic Token-related features, wallets, smart contracts, protocols, networks, and Third-Party Services may be affected by regulatory inquiries, enforcement actions, legal changes, tax changes, compliance requirements, sanctions, restrictions, or other government actions. These events may limit or prevent access to the Site and Services or affect digital assets, transactions, wallets, or related functionality.

10.6 Cryptography and blockchain technology are developing fields. Advances in technology, including code-breaking techniques, artificial intelligence, or quantum computing, may present risks to digital assets, wallets, smart contracts, networks, and the Site and Services. Crescite may seek to update Crescite-developed technology where appropriate, but does not guarantee complete protection from technological risks.

10.7 Blockchain networks may experience congestion, high fees, forks, reorganizations, outages, attacks, validator failures, oracle failures, bridge failures, smart-contract vulnerabilities, governance disputes, protocol changes, or other disruptions. These events may affect transaction timing, transaction costs, asset values, confirmations, smart-contract operation, or access to the Site and Services.

10.8 Digital assets may be highly volatile, illiquid, experimental, risky, and subject to total loss. Prices, yields, rewards, valuations, market information, and other data may be inaccurate, incomplete, delayed, unavailable, or subject to change. No yield, reward, rate, projection, valuation, portfolio value, or other metric displayed on the Site and Services is guaranteed.

10.9 Any faith-based, Catholic, charitable, mission-driven, ethical, impact, or similar description associated with the Site and Services, Catholic Token, or any related content is not a guarantee of investment suitability, financial performance, religious approval, charitable impact, tax treatment, legal status, or compliance with your personal beliefs, institutional policies, or legal obligations.

10.10 The Site and Services may contain flaws, vulnerabilities, errors, bugs, inaccurate displays, delays, omissions, or technical problems. You are solely responsible for evaluating the accuracy, completeness, reliability, and appropriateness of any information or functionality provided through the Site and Services.

10.11 You must comply with applicable law. Crescite may be required by law, court order, subpoena, regulatory request, law-enforcement request, sanctions obligation, compliance obligation, or other legal process to take actions or provide information, which may occur without notice to you and may not be in your interests.

10.12 You understand that the Site and Services may remain under development and may be subject to technological, operational, regulatory, market, cybersecurity, and other risks. These risks may materially affect your use of the Site and Services.

10.13 You assume all risks described in these Terms and all risks associated with your use of the Site and Services, wallets, blockchain networks, smart contracts, digital assets, Third-Party Services, and related functionality. To the fullest extent permitted by law, you irrevocably waive, release, and discharge Crescite and the Crescite Parties from all claims, whether known or unknown, arising from or relating to these risks.

11. Disclosures; Disclaimers

CRESCITE IS A WEBSITE, SOFTWARE, AND TECHNOLOGY PROVIDER, EXCEPT TO THE EXTENT EXPRESSLY STATED OTHERWISE IN SEPARATE WRITTEN TERMS. CRESCITE DOES NOT OPERATE A DIGITAL ASSET EXCHANGE, SECURITIES EXCHANGE, COMMODITIES EXCHANGE, DERIVATIVES EXCHANGE, BROKERAGE, CLEARING AGENCY, CUSTODIAN, BANK, TRUST COMPANY, INVESTMENT ADVISER, TAX ADVISER, LEGAL ADVISER, OR ACCOUNTING FIRM. CRESCITE DOES NOT ACT AS YOUR COUNTERPARTY, BROKER, AGENT, ADVISER, CUSTODIAN, FIDUCIARY, OR REPRESENTATIVE UNLESS EXPRESSLY STATED IN A SEPARATE WRITTEN AGREEMENT SIGNED BY CRESCITE.

ANY TRANSACTION, SIGNATURE, APPROVAL, TRANSFER, BRIDGE, CONVERSION, CLAIM, PURCHASE, SALE, REDEMPTION, SWAP, STAKE, REWARD, OR OTHER INTERACTION INITIATED THROUGH OR IN CONNECTION WITH THE SITE AND SERVICES OCCURS, IF AT ALL, THROUGH THE APPLICABLE WALLET, SMART CONTRACT, BLOCKCHAIN NETWORK, PROTOCOL, THIRD-PARTY SERVICE, OR SEPARATE AGREEMENT. CRESCITE DOES NOT GUARANTEE THAT ANY SUCH INTERACTION WILL BE AVAILABLE, LAWFUL, ELIGIBLE, ACCURATE, COMPLETE, TIMELY, CONFIRMED, SUCCESSFUL, OR REVERSIBLE.

YOU ARE RESPONSIBLE FOR COMPLYING WITH ALL APPLICABLE LAWS THAT GOVERN YOUR USE OF THE SITE AND SERVICES, DIGITAL ASSETS, WALLETS, BLOCKCHAIN NETWORKS, AND THIRD-PARTY SERVICES, INCLUDING ANY APPLICABLE SECURITIES, COMMODITIES, MONEY TRANSMISSION, SANCTIONS, TAX, AND CONSUMER PROTECTION LAWS.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SITE AND SERVICES, INCLUDING ALL CONTENT, FUNCTIONALITY, DATA, TOOLS, INTERFACES, SOFTWARE, AND MATERIALS PROVIDED BY OR ON BEHALF OF CRESCITE, ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. CRESCITE EXPRESSLY DISCLAIMS, AND YOU WAIVE, ALL REPRESENTATIONS, WARRANTIES, AND CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, SECURITY, AVAILABILITY, RELIABILITY, ACCURACY, QUIET ENJOYMENT, AND NON-INFRINGEMENT.

WITHOUT LIMITING THE FOREGOING, CRESCITE DOES NOT REPRESENT OR WARRANT THAT THE SITE AND SERVICES WILL BE UNINTERRUPTED, AVAILABLE AT ANY PARTICULAR TIME, SECURE, ERROR-FREE, ACCURATE, COMPLETE, CURRENT, OR FREE OF HARMFUL COMPONENTS, OR THAT ERRORS WILL BE CORRECTED.

YOU ACKNOWLEDGE THAT YOUR DATA, ACCOUNT INFORMATION, WALLET INFORMATION, TRANSACTION INFORMATION, OR OTHER INFORMATION MAY BECOME LOST, CORRUPTED, DELAYED, UNAVAILABLE, OR DISCLOSED DUE TO A VARIETY OF CAUSES. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CRESCITE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY DENIAL-OF-SERVICE ATTACKS, SOFTWARE FAILURES, SMART-CONTRACT FAILURES, WALLET FAILURES, VIRUSES, MALWARE, PROTOCOL CHANGES, NETWORK OUTAGES, THIRD-PARTY FAILURES, FORCE MAJEURE EVENTS, SCHEDULED OR UNSCHEDULED MAINTENANCE, USER ERROR, UNAUTHORIZED ACCESS, OR OTHER CAUSES WITHIN OR OUTSIDE CRESCITE’S CONTROL.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES. THE DISCLAIMERS IN THESE TERMS APPLY TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

12. Indemnification

You will defend, indemnify, and hold harmless Crescite, its affiliates, and their respective stockholders, members, directors, officers, managers, employees, attorneys, agents, representatives, suppliers, licensors, service providers, business partners, contractors, customers, and users (collectively, the “Indemnified Parties”) from and against any claim, demand, lawsuit, action, proceeding, investigation, liability, damage, loss, cost, or expense, including reasonable attorneys’ fees, arising out of or relating to:

(a) your access to or use of the Site and Services;

(b) digital assets, wallets, blockchain addresses, private keys, seed phrases, credentials, accounts, transactions, or activities associated with you or used by you;

(c) Your Content, feedback, or communications;

(d) your violation of these Terms;

(e) your violation of applicable law or third-party terms;

(f) your infringement, misappropriation, or violation of any rights of another person or entity; or

(g) your fraud, negligence, willful misconduct, or unauthorized activity.

If you are obligated to indemnify any Indemnified Party, Crescite or the applicable Indemnified Party may, at its sole discretion, control any action or proceeding and determine whether to settle and on what terms. You agree to cooperate fully in the defense of any claim.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CRESCITE’S AGGREGATE LIABILITY, TOGETHER WITH THE CRESCITE PARTIES, ARISING OUT OF OR IN CONNECTION WITH THESE TERMS, THE SITE AND SERVICES, ANY CONTENT OR FUNCTIONALITY, ANY PERFORMANCE OR NONPERFORMANCE, ANY DIGITAL ASSET, ANY TOOL, ANY WALLET, ANY BLOCKCHAIN NETWORK, ANY SMART CONTRACT, ANY THIRD-PARTY SERVICE, OR ANY RELATED ITEM, WHETHER UNDER CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, STATUTE, CIVIL LIABILITY, OR ANY OTHER THEORY OF LIABILITY, EXCEED THE LESSER OF: (A) US $50; OR (B) THE AMOUNT OF FEES, IF ANY, PAID BY YOU DIRECTLY TO CRESCITE UNDER THESE TERMS IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CRESCITE AND THE CRESCITE PARTIES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR ENHANCED DAMAGES; LOST PROFITS; LOST REVENUE; LOST BUSINESS; LOST OPPORTUNITY; LOSS OF GOODWILL; LOSS OF DATA; LOSS OF DIGITAL ASSETS; LOSS OF PRIVATE KEYS; LOSS OF ACCESS; DIMINUTION IN VALUE; TRADING LOSSES; TAX LIABILITIES; OR COST OF SUBSTITUTE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THE LIMITATIONS IN THIS SECTION APPLY EXCEPT TO THE EXTENT A FINAL JUDICIAL DETERMINATION FINDS THAT SUCH DAMAGES WERE CAUSED BY CRESCITE’S GROSS NEGLIGENCE, FRAUD, WILLFUL MISCONDUCT, OR INTENTIONAL VIOLATION OF LAW, AND ONLY TO THE EXTENT SUCH LIMITATION IS PROHIBITED BY APPLICABLE LAW.

14. Dispute Resolution and Arbitration 14.1 Agreement to Arbitrate

PLEASE READ THIS SECTION CAREFULLY. It requires you to arbitrate certain disputes and claims with Crescite or any Crescite Party and limits how you can seek relief.

This Section 14 applies to any dispute, controversy, or claim between you and Crescite or any Crescite Party that arises out of or relates to, directly or indirectly: (a) these Terms, including their formation, existence, breach, termination, enforcement, interpretation, validity, or enforceability; (b) access to or use of the Site and Services; (c) any transaction, signature, approval, transfer, interaction, communication, or activity through or in connection with the Site and Services; or (d) any other aspect of your relationship with Crescite or any Crescite Party, directly or indirectly, as a visitor to or user of the Site and Services (each, a “Claim,” and collectively, “Claims”).

This arbitration provision applies to all Claims that arose or were asserted before or after your acceptance of these Terms. You and Crescite agree that any dispute arising out of or relating to these Terms, the Site and Services, or your relationship with Crescite is personal to you and Crescite, and will be resolved solely through individual action and not as a class arbitration, class action, collective action, private attorney general action, or any other representative proceeding. Except as otherwise provided in these Terms, the Federal Arbitration Act governs the interpretation and enforcement of this arbitration provision.

14.2 Right to Opt Out

You may opt out of this arbitration provision by sending written notice of your decision to opt out to legal@cresciteinnovation.com within thirty (30) days after you first accept these Terms. Your notice must include your full legal name, mailing address, email address, and an unequivocal statement that you intend to opt out of this arbitration provision.

Opting out of this arbitration provision does not affect the binding nature of any other part of these Terms, including provisions regarding governing law, venue, disclaimers, limitations of liability, or any other arbitration agreement you may have or later enter into with Crescite.

14.3 Informal Resolution and Arbitration Procedure

For any Claim, you agree that you will first contact Crescite at legal@cresciteinnovation.com and attempt to resolve the Claim informally. If the Claim is not resolved within sixty (60) days after notice is received, either party may submit the Claim to binding arbitration administered by JAMS before a single arbitrator under the JAMS International Arbitration Rules, except as modified by these Terms.

The seat of arbitration will be Washington, D.C., and the language of arbitration will be English. Judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction. Each party will bear its own attorneys’ fees and costs in any arbitration, and any rule permitting the prevailing party to recover attorneys’ fees and costs will not apply unless required by applicable law or expressly awarded because of bad faith conduct.

14.4 Class Action and Jury Trial Waiver

WITH RESPECT TO ALL PERSONS AND ENTITIES, REGARDLESS OF WHETHER THEY USE THE SITE AND SERVICES FOR PERSONAL, COMMERCIAL, OR OTHER PURPOSES, ALL DISPUTES, CONTROVERSIES, AND CLAIMS MUST BE BROUGHT IN THE PARTIES’ INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, CLASS ARBITRATION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR OTHER REPRESENTATIVE PROCEEDING.

UNLESS CRESCITE AGREES OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS. BY ENTERING INTO THESE TERMS, YOU AND CRESCITE EACH WAIVE THE RIGHT TO A TRIAL BY JURY AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR OTHER REPRESENTATIVE PROCEEDING OF ANY KIND.

14.5 Equitable Relief and Small Claims

Nothing in this arbitration provision prevents Crescite from seeking injunctive or other equitable relief from a court as necessary to prevent actual or threatened infringement, misappropriation, or violation of data security, confidential information, intellectual property rights, or other proprietary rights. Nothing in this arbitration provision prevents you from asserting claims in small claims court if your claims qualify and remain in that court on an individual, non-class, non-collective, and non-representative basis.

14.6 Severability

If any portion of this Section 14 is found to be unenforceable or unlawful, the unenforceable or unlawful portion will be severed from these Terms, and the remainder of this Section 14 will remain enforceable to the fullest extent permitted by law. If any claim must proceed on a class, collective, consolidated, or representative basis, such claim must be litigated in a civil court of competent jurisdiction and not in arbitration, and litigation of that claim will be stayed pending the outcome of any individual claims in arbitration, to the extent permitted by law.

15. General Information 15.1 Definitions

“Affiliate” means, with respect to a person or entity, any other person or entity that directly or indirectly controls, is controlled by, or is under common control with that person or entity.

“Crescite Parties” means Crescite, its affiliates, and their respective stockholders, members, directors, officers, managers, employees, attorneys, agents, representatives, suppliers, licensors, service providers, business partners, contractors, customers, and users.

“Digital Asset” means any cryptocurrency, token, digital asset, blockchain-based asset, stablecoin, non-fungible token, smart-contract right, digital representation of value, or similar blockchain-based or cryptographic asset.

“Tool” means any self-service tool, wallet-connection feature, token-related interface, smart-contract interaction tool, API, dashboard, claim tool, conversion tool, bridge tool, payment tool, messaging tool, or other software-based functionality made available through or in connection with the Site and Services.

15.2 Privacy Policy

Please review our Privacy Policy for information about how Crescite collects, uses, shares, and otherwise processes information about you. By accessing or using the Site and Services, you acknowledge that you have reviewed the Privacy Policy.

15.3 Consent to Electronic Delivery

You consent to receive electronically all communications, agreements, documents, receipts, notices, disclosures, updates, policies, and other information that Crescite provides in connection with these Terms or the Site and Services (collectively, “Communications”). Crescite may provide Communications by posting them on the Site and Services, sending them by email, making them available through an account or portal, or using other reasonable electronic means. You should maintain copies of Communications by printing or saving electronic copies.

You may contact Crescite with questions, complaints, or claims concerning the Site and Services at legal@cresciteinnovation.com.

15.4 Remedies

Any right or remedy of Crescite under these Terms is in addition to, and not in lieu of, any other right or remedy available under these Terms, applicable law, contract, equity, or otherwise. Crescite’s failure or delay in exercising any right, power, or privilege under these Terms will not operate as a waiver.

15.5 Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will remain in full force and effect.

15.6 Force Majeure

Crescite will not be responsible or liable for any failure or delay in performance, or for any loss or damage, due to circumstances or events beyond Crescite’s reasonable control, including acts of God, flood, extraordinary weather, earthquake, fire, war, terrorism, insurrection, riot, labor dispute, pandemic, epidemic, public health emergency, government action, sanctions, regulatory action, court order, power failure, communications failure, internet outage, blockchain network failure, protocol failure, smart-contract failure, wallet failure, cyberattack, denial-of-service attack, equipment failure, software malfunction, or third-party service failure.

15.7 Assignment

You may not assign or transfer your rights or obligations under these Terms, including by operation of law or in connection with a change of control, without Crescite’s prior written consent. Crescite may assign or transfer any or all of its rights or obligations under these Terms, in whole or in part, without notice to you and without your consent.

15.8 Governing Law

The interpretation and enforcement of these Terms, and any dispute related to these Terms or the Site and Services, will be governed by and construed under the laws of the State of Connecticut, without regard to conflicts-of-law rules. Notwithstanding the foregoing, the Federal Arbitration Act governs the interpretation and enforcement of Section 14 and preempts state law to the fullest extent permitted by applicable law.

The United Nations Convention on Contracts for the International Sale of Goods does not apply. Crescite may initiate proceedings relating to the enforcement or validity of its intellectual property rights or other proprietary rights, including provisional relief required to prevent irreparable harm, in any court having jurisdiction. For any proceeding not subject to arbitration under these Terms, the courts located in the State of Connecticut will have exclusive jurisdiction, and you waive any objection to venue in such courts.

15.9 Headings

Section headings are for convenience only and do not limit or affect the interpretation of these Terms.

15.10 Entire Agreement

These Terms, together with any documents and additional terms expressly incorporated by reference, contain the entire agreement between you and Crescite regarding the Site and Services and supersede all prior and contemporaneous understandings regarding the Site and Services.

15.11 Interpretation

In the event of any conflict between these Terms and another agreement you have with Crescite, these Terms will control unless the other agreement specifically identifies these Terms and expressly states that the other agreement supersedes these Terms with respect to the applicable subject matter.

15.12 No Third-Party Beneficiaries

Except as expressly provided in these Terms, these Terms do not create any third-party beneficiary rights. The Indemnified Parties and Crescite Parties are express third-party beneficiaries of the provisions of these Terms that are intended to benefit them, including provisions relating to prohibited activity, proprietary rights, third-party services, assumption of risk, disclaimers, indemnification, limitation of liability, and dispute resolution.

PART II: Additional Terms for Token Tools

The additional terms below apply to your access to and use of any Tools made available through or in connection with the Site and Services. Additional Tool-specific terms may also apply. If there is a conflict between Part I and any applicable Tool-specific terms, the Tool-specific terms will govern solely with respect to that Tool.

16. Eligibility and Token Requirements

16.1 You may access or use a Tool only if you are eligible under these Terms, all applicable laws, and any additional terms, conditions, disclosures, documentation, onboarding requirements, wallet requirements, compliance requirements, or token-specific requirements applicable to that Tool or related digital asset.

16.2 You are solely responsible for reviewing, understanding, and complying with all applicable eligibility requirements and token-specific requirements. The availability of a Tool, display of information, ability to connect a wallet, or ability to submit a transaction request does not mean Crescite has verified your eligibility, approved any transaction, provided any advice, or guaranteed that your use is lawful or appropriate.

16.3 You expressly relieve Crescite and the Crescite Parties from any and all liability arising from your failure to comply with applicable eligibility requirements, token-specific requirements, third-party terms, or applicable law.

17. Wallet Connection and Third-Party Services

17.1 To use certain Tools, you may be required to connect an eligible wallet, create or access an account, complete identity verification, provide compliance information, or use functionality provided by a Third-Party Service.

17.2 If you connect a wallet or use a Third-Party Service in connection with a Tool, you authorize Crescite and applicable third parties to access, process, and use information from that wallet or Third-Party Service as necessary to provide the Tool, display information, route instructions, support compliance, prevent fraud, maintain security, and operate the Site and Services, subject to the Privacy Policy and applicable law.

17.3 You are solely responsible for your wallet, private keys, seed phrases, approvals, permissions, signatures, networks, transactions, assets, and Third-Party Services. Crescite is not responsible for wallet failures, unauthorized wallet access, incorrect network selection, incorrect addresses, mistaken approvals, malicious approvals, phishing, compromised devices, or third-party acts or omissions.

18. Blockchain Instructions, Smart Contracts, and Fees

18.1 When you use a Tool to sign a message, approve a token, submit instructions, interact with a smart contract, initiate a transaction, or otherwise use blockchain functionality, you are solely responsible for reviewing and confirming all details before proceeding.

18.2 You acknowledge that blockchain transactions and smart-contract interactions may be irreversible, delayed, rejected, reverted, front-run, censored, exploited, or otherwise fail. Crescite does not guarantee execution, settlement, confirmation, reversal, recovery, or refund of any blockchain transaction or smart-contract interaction.

18.3 You may be required to pay gas fees, network fees, protocol fees, wallet fees, validator fees, bridge fees, conversion fees, payment fees, or other costs in connection with a Tool. Such fees may be non-refundable and may apply even if a transaction fails or is not completed.

19. Bridging, Conversion, Claiming, Staking, Rewards, and Similar Functions

19.1 To the extent Crescite makes available any Tool that enables or facilitates bridging, conversion, claiming, staking, rewards, payments, transfers, redemptions, subscriptions, registrations, or similar functions, such Tool is provided as a technical interface only unless expressly stated otherwise in separate written terms.

19.2 Crescite does not guarantee that any bridge, conversion, claim, stake, reward, transfer, redemption, subscription, registration, or similar function will be available, accurate, profitable, timely, complete, secure, compliant, or successful. Any such function may depend on smart contracts, wallets, blockchain networks, protocols, third-party services, compliance checks, liquidity, network conditions, or other factors outside Crescite’s control.

19.3 You are solely responsible for evaluating the risks, costs, tax consequences, eligibility requirements, legal implications, and technical requirements of any Tool or related transaction before using it.

20. No Custody

Unless expressly stated in a separate written agreement signed by Crescite, Crescite does not take custody, possession, or control of your digital assets, private keys, or seed phrases. Connecting a wallet to the Site and Services does not create a custodial relationship. You remain solely responsible for safeguarding your wallet, private keys, seed phrases, devices, passwords, credentials, digital assets, and blockchain addresses.

21. Contact Us

Please contact us if you have questions about these Terms.

Crescite Innovation Corporation Email: legal@cresciteinnovation.com Website: catholictoken.com